+The Credit Doctor
Specialists available now

Your credit, back to health.

We diagnose what's hurting your score and challenge inaccurate items with all three credit bureaus — so you can get approved for what's next.

+112
avg. point gain
3
bureaus covered
4.9★
client rating
Score report
Sample client
712▲ 172 pts
540
Start
712
Now
5
Months
Improve your credit so you can:Buy a homeFinance a carLower your ratesGet approvedStart a business

A treatment plan for your credit.

01

Diagnose

We pull all three bureau reports and pinpoint every item dragging your score down.

02

Treat

Our specialists file targeted disputes with Experian, Equifax, TransUnion and your creditors.

03

Recover

Track progress monthly and get coaching to build strong credit that lasts.

What we challenge

Inaccurate, outdated or unverifiable negative items — disputed with creditors and Experian, Equifax and TransUnion.

  • ✓Collections
  • ✓Late Payments
  • ✓Charge-Offs
  • ✓Bankruptcies
  • ✓Repossessions
  • ✓Judgments
  • ✓Foreclosures
  • ✓Liens
  • ✓Hard Inquiries
  • ✓Student Loans

Real clients. Real results.

★★★★★
"Went from a 540 to a 712 in five months. We closed on our first house in the spring."
— Tasha M.
★★★★★
"They removed three collections I'd been fighting for years. Honest, fast and always answered my calls."
— Marcus R.
★★★★★
"Finally got approved for a car loan at a decent rate. Worth every penny."
— Andrea L.

Questions, answered

Most clients see first results within 30–45 days. A full program typically runs 3–6 months depending on your report.

Book your free credit check-up.

A specialist will review your situation and map out a clear plan. No pressure, no obligation.

Curious how many points you could gain?

Try the score calculator